Welcome to Affirmative

Affirmative isn’t just a name – it’s our entire philosophy. If your client needs a bridging loan, whatever the circumstances, we’ll do everything we can to help. With our in-house legal team we can control the process with you from start to finish. Your client can borrow from £10,000 up to £5 million to help with a number of different requirements. For example, a repossession, a house conversion, an auction purchase or a self-build project, development finance or for a multi-million pound business transaction.

What is bridging finance?

‘Fast, non status, short-term, secured finance for any purpose’ would be a good description... but not too snappy! If there is a residential or commercial property that is not already fully mortgaged, we will probably be able to lend money quickly, using the property as security. If you're in need of short-term finance, our bridging loans are for you. Our years of experience in giving Affirmative decisions on a whole range of projects, together with our ‘can do' approach means we're perfectly placed to help you. We are a member of The Council of Mortgage Lenders and a market leader.   Bridging loans are available on commercial or residential property,   and we can accept a 1st, 2nd or even 3rd charge   We give you a decision within hours of application, perfect if you're   looking to seize a business opportunity. Our in-house legal team has direct access to the land registry.   Meaning we can cut through the red tape that normally holds up the   decision on a loan. We can help you settle an IVA, annul abankruptcy or settle arrears to avoid repossession.